Getting vehicle financing in NC is a daunting task if you have bad credit, or if your score is low enough that you are offered terms your budget won't allow.
Oftentimes, if you have a lower credit score, local county dealerships can still get you financing when you have a co-signer, large down payment, or are willing to accept a vehicle you really aren't excited about.
So, what happens when you do not have a co-signer, a $6000 down payment, and do not want to accept a vehicle you aren't proud of? Thankfully, buy here, pay here financing is a program offered at KarMike USA that allows us to finance your next car, truck, or SUV without needing a traditional bank or credit union.
Additionally, this program does not factor in credit score, past repossessions, and amount of income.
Don't Let Your Credit Score Prevent You From Vehicle Financing
While we consider a 2 hour drive from our dealership in Newport, NC to be our service area, we're happy to talk with anyone in another county in NC about buy here, pay here.
Requirements
Valid NC driver's license.
Proof of recurring monthly income.
Proof of residence via postal delivered mail.
Down payment.
Six references.
Ability to carry full-coverage insurance on the vehicle over the life of the loan.
Want to learn more? Ask Amy any question about specific vehicles in our inventory, options, and services to get instant answers, and leave your name, phone number, and email address so we can contact you promptly.
Or, call us at 252-764-9159