Kar Mike USA Credit Score Facts
Answer - Yes. If you allow companies to run your credit report using your social security number, it may have some NEGATIVE effect. To what degree varies from person to person.
SOLUTION: At Kar Mike USA, we want to IMPROVE your score, not hurt it. That is why we take every step necessary to ensure your credit score integrity.
click here for your "NO RISK TO MY SCORE" applicationAnswer - Yes. Your credit report can be provided to certain companies WITHOUT it affecting your credit score whatsoever.
SOLUTION: At Kar Mike USA, we take your credit information very seriously. That is why we have set ourselves up to be able to HELP individuals with their credit situations WITHOUT it affecting their credit score.
click here for your "NO RISK TO MY SCORE" applicationAnswer - Yes. There are a few ways. Here they are.
SOLUTION: Kar Mike USA will run your credit report. NO ONE WILL KNOW BUT YOU AND ME. It will not show up on your credit report unless YOU give us permission to allow that to happen. After reviewing it, one of our finance specialists will contact you to explain it to you.
click here for your "NO ONE WILL KNOW" credit reportAnswer - FICO stands for "Fair Isaac & Company." It is a data analytics company that rates different forms of credit given to individuals. There are now more than 50 versions of this score!!! ARE YOU KIDDING ME?? No, I wish I was. Try being a finance manager and figuring all this out. This is why we suggest you do not listen to Uncle Louie or Aunt Sally on credit score advice.
SOLUTION: Call Kar Mike USA for professional advice. Although sometimes there is not a FICO score provided we can still help you by explaining what your credit report is telling you and potential lenders.
click here for your "PLEASE EXPLAIN MY CREDIT REPORT" professionalAt Kar Mike USA we make it easy!! Simply fill out the form below to receive your FREE no obligation credit report.
CREDIT APPLICATIONOnce you fill out the form, we will contact you to review it.
Apply Today!
Quick-Qualify
The Quick-Qualify application allows you to get a pre-approval without your SSN# or date of birth and does not impact your credit score. A full application will still be needed for final approval.
Full Application
The full application requires SSN# and date of birth and can affect your credit score. The full application allows us to get a full approval that is good for 30 days.
Why Our In-House Finance Program? (Buy Here, Pay Here)
An Opportunity to Reestablish Your Credit!
We understand that bad things happen to good people. They just need another opportunity. We offer you that.
Nicer, Newer Cars than the Competition
Most of our vehicles have under 120,000 miles and are less than 8 years old. The competition doesn't even come close.
Free Exchange Policy
If within the first 3 days of buying a vehicle, you're not happy, just bring it back and we will exchange it for something else that fits your budget, needs and likes.*
Engine and Drivetrain Warranty
We include a powertrain warranty that lasts the entire time you are making payments to KarMike USA.**
Easy Trade-In Policy
If after 12 months you want to trade it in for a nicer newer vehicle, bring it back. Purchase another vehicle with the required down payment. We will pay off the existing loan and give you an additional $500 credit towards the purchase of another one of our vehicles.**
* Certain restrictions apply. See dealer for details.
** Mileage restrictions apply
Free CarFax on all of Our Vehicles
We have nothing to hide here and we want you to be an educated buyer.