Buy Here Pay Here Financing in Jacksonville NC?

Oct. 11 2023 Miscellaneous By MICHAEL

Does KarMike USA serve customers in Jacksonville, NC who need car, SUV, and truck buy here, pay here financing and are having problems getting financed via a bank or credit union because of credit or past repossessions?

Answer: Our dealership is located along Highway 24 in Newport, NC, but we're finding that many of our customers originate from the Hubert, Swansboro, and Jacksonville, NC areas and we consider this entire county to be a primary service area. In fact, even though we're located in Carteret County, our figures show that a majority of our customers originate from this area.

Jacksonville, NC Car, Truck, And SUV Financing Information

Dealership financing, or what's often called lot financing, is a program where dealers can sell customers a vehicle and set their own terms and conditions without the need of a bank or credit union.

Primarily, this program was conceived to help people get transportation when they can't get traditional financing because of credit or past repossessions. Under our program, we do not check credit. We don't care about past repossessions.

All we need is proof of monthly income, a valid drivers license, proof of local residency, the required down payment for the vehicle you choose, and for you to maintain full-coverage insurance on the vehicle over the life of the loan. At the end of the term, you own the vehicle. There is no balloon payment, nor is our program based on a lease.

Warranty?

One of the things our customers love about our program is that all our buy here, pay here inventory vehicles which have under 140,000 miles comes with a 36-month engine, transmission, and lubricated parts warranty for 36 months. Additionally, customers have the option to upgrade each year.

In short, our buy here, pay here program was designed for Jacksonville, NC buyers of cars, trucks, and SUVs to have an option at getting transportation while they're fixing their credit.

Need more information? Call or text Michael Sharp at 252-227-0158 to ask more questions. Also, please use our Preowned Inventory link above to see which vehicles are currently in this program's inventory.